DEMO DATA — NOT LIVE ECONOMIC STATISTICS

Banking · Demo data

Commercial bank lending rate

The typical interest rate banks charge on loans.

18.6%

Latest period: Sep 2026. Previous: 18.4 (Aug 2026). Change: ▲ 0.2 percentage points.

What is this?

The lending rate is an average of interest rates banks charge borrowers. Actual rates differ by bank, product and borrower.

What is happening?

Across the 21 observations shown, the lowest value was 17.2 (Jan 2025) and the highest was 18.6 (Sep 2026).

Interactive chart loads with JavaScript. The data table below always works.

Show data table
PeriodValue (%)Change vs previousStatus
Sep 202618.6▲ 0.2 percentage pointsDemo
Aug 202618.4▼ 0.1 percentage pointsDemo
Jul 202618.5▲ 0.2 percentage pointsDemo
Jun 202618.3▲ 0.1 percentage pointsDemo
May 202618.2▼ 0.1 percentage pointsDemo
Apr 202618.3▲ 0.2 percentage pointsDemo
Mar 202618.1● UnchangedDemo
Feb 202618.1● UnchangedDemo
Jan 202618.1▲ 0.2 percentage pointsDemo
Dec 202517.9▲ 0.2 percentage pointsDemo
Nov 202517.7● UnchangedDemo
Oct 202517.7▲ 0.2 percentage pointsDemo
Sep 202517.5▼ 0.1 percentage pointsDemo
Aug 202517.6▲ 0.3 percentage pointsDemo
Jul 202517.3● UnchangedDemo
Jun 202517.3▲ 0.1 percentage pointsDemo
May 202517.2▼ 0.2 percentage pointsDemo
Apr 202517.4▼ 0.1 percentage pointsDemo
Mar 202517.5● UnchangedDemo
Feb 202517.5▲ 0.3 percentage pointsDemo
Jan 202517.2–Demo

Why does it matter?

It shows the general cost of borrowing.

How does it affect you?

It affects the cost of personal and business loans.

How could it affect your business?

Compare product-level offers from several banks rather than relying on an average.

Related insights

Sources and methodology

Source: Demonstration data (synthetic). Frequency: monthly. Synthetic values generated for testing the AQNI platform. They are not measurements of any real economy. Read our methodology.