Banking · Demo data
Credit growth
How fast bank lending to the private sector is growing.
Latest period: Sep 2026. Previous: 18.5 (Aug 2026). Change: ▼ 0.4 percentage points.
What is this?
Credit growth measures the yearly change in loans banks extend to businesses and households.
What is happening?
Across the 21 observations shown, the lowest value was 17.7 (Jul 2026) and the highest was 25.2 (Feb 2025).
Show data table
| Period | Value (% a year) | Change vs previous | Status |
|---|---|---|---|
| Sep 2026 | 18.1 | ▼ 0.4 percentage points | Demo |
| Aug 2026 | 18.5 | ▲ 0.8 percentage points | Demo |
| Jul 2026 | 17.7 | ▼ 0.4 percentage points | Demo |
| Jun 2026 | 18.1 | ▼ 0.7 percentage points | Demo |
| May 2026 | 18.8 | ▼ 1.3 percentage points | Demo |
| Apr 2026 | 20.1 | ▼ 0.8 percentage points | Demo |
| Mar 2026 | 20.9 | ▼ 1.1 percentage points | Demo |
| Feb 2026 | 22 | ▲ 0.6 percentage points | Demo |
| Jan 2026 | 21.4 | ▼ 0.9 percentage points | Demo |
| Dec 2025 | 22.3 | ▼ 0.1 percentage points | Demo |
| Nov 2025 | 22.4 | ▼ 0.3 percentage points | Demo |
| Oct 2025 | 22.7 | ▼ 0.2 percentage points | Demo |
| Sep 2025 | 22.9 | ▲ 0.2 percentage points | Demo |
| Aug 2025 | 22.7 | ▼ 0.9 percentage points | Demo |
| Jul 2025 | 23.6 | ▲ 1.1 percentage points | Demo |
| Jun 2025 | 22.5 | ▼ 0.8 percentage points | Demo |
| May 2025 | 23.3 | ▼ 1.1 percentage points | Demo |
| Apr 2025 | 24.4 | ▲ 0.3 percentage points | Demo |
| Mar 2025 | 24.1 | ▼ 1.1 percentage points | Demo |
| Feb 2025 | 25.2 | ▲ 1.0 percentage points | Demo |
| Jan 2025 | 24.2 | – | Demo |
Why does it matter?
More lending can support investment, while very rapid lending can raise risks.
How does it affect you?
It affects how easy it may be to get a loan.
How could it affect your business?
If credit is growing slowly, expect banks to be selective. Prepare strong records and a clear repayment plan.
Related insights
Sources and methodology
Source: Demonstration data (synthetic). Frequency: monthly. Synthetic values generated for testing the AQNI platform. They are not measurements of any real economy. Read our methodology.